Nasih AI - Disclaimer
Important disclaimer regarding Nasih AI advice and limitations.
NASIH AI CHATBOT — DISCLAIMER
Effective Date: 1 March 2026 | Version 1.0
1. Educational Purpose Only
Nasih is an AI-powered educational chatbot operated by IMPACTIVE Consulting. Nasih provides general educational guidance on financial, business, and economic topics for informational and educational purposes only.
Nasih explains. The user decides.
2. Not Regulated Financial Advice
Nasih does NOT provide, and its outputs do NOT constitute:
- Financial advice as defined by the Capital Market Authority (CMA) Capital Market Law or its Implementing Regulations
- Investment advice, securities recommendations, or portfolio management services
- Banking advice or services regulated by the Saudi Central Bank (SAMA)
- Insurance advice or brokerage services
- Legal advice or legal opinions
- Tax advice, tax planning, or accounting services
- Credit assessment, credit rating, or lending services
- Any service requiring licensing from CMA, SAMA, SDAIA, or any other regulatory authority
3. Regulatory Status
IMPACTIVE Consulting is not licensed, registered, or authorized by the CMA, SAMA, or any other Saudi or international financial regulatory authority to provide financial advisory, investment, banking, insurance, or other regulated financial services. IMPACTIVE Consulting operates under a Ministry of Commerce license (ISIC 7020 — Management Consultancy Activities). Nasih operates within the scope of this license as an educational tool.
4. Limitations of AI-Generated Content
Nasih uses artificial intelligence technology (large language models) to generate responses. You acknowledge and agree that:
- AI-generated content may contain inaccuracies, errors, or outdated information
- Outputs may be incomplete and may not account for your individual circumstances
- Outputs should not be treated as a substitute for professional advice from qualified, licensed advisors
- AI technology is inherently probabilistic and may produce different results for similar queries
- Nasih does not have access to your personal financial situation, risk profile, or investment objectives
- Market conditions, regulations, and financial landscapes change frequently; Nasih's knowledge may not reflect the most current state
5. No Liability for Financial Outcomes
IMPACTIVE Consulting expressly disclaims all liability for any financial losses, investment losses, business losses, opportunity costs, or any other damages (whether direct, indirect, incidental, consequential, special, or punitive) arising from:
- Your use of or reliance on Nasih's outputs for making financial, investment, business, or any other decisions
- Any action or inaction taken based on information provided by Nasih
- Any interpretation of Nasih's outputs as professional advice
- Technical errors, interruptions, or inaccuracies in Nasih's operation
6. Seek Professional Advice
Before making any financial, investment, legal, or tax decision, you should consult with appropriately qualified and licensed professionals, including:
- CMA-licensed financial advisors for investment and securities matters
- Licensed legal practitioners for legal advice
- SOCPA-certified accountants for accounting and tax matters
- Licensed insurance brokers for insurance matters
- SAMA-regulated institutions for banking matters
7. User Responsibility
You are solely responsible for:
- Verifying any information provided by Nasih through independent, authoritative sources
- Assessing the applicability of Nasih's educational content to your specific situation
- Making your own independent decisions regarding financial, business, and personal matters
- Complying with all applicable laws and regulations in your jurisdiction
8. Saudi Law Compliance
This disclaimer is governed by the laws of the Kingdom of Saudi Arabia. Nothing in Nasih's outputs shall be construed as an offer, solicitation, or recommendation to buy, sell, or hold any security, financial product, or investment in violation of Saudi law, CMA regulations, or SAMA regulations.
9. Contact
— End of NASIH AI CHATBOT — DISCLAIMER —
| IMPORTANT DISCLAIMER: Please read this disclaimer carefully before using Nasih. This disclaimer forms part of the terms governing your use of Nasih. |
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| IMPACTIVE Consulting Email: hello@impactiveconsulting.com.sa Website: https://www.impactiveconsulting.com.sa |
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