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Nasih AI - Terms of Use

Terms of use specific to Nasih AI service and its capabilities.

NASIH AI CHATBOT — TERMS OF USE

Effective Date: 1 March 2026 | Version 1.0

1. About Nasih

Nasih is an AI-powered chatbot developed and operated by IMPACTIVE Consulting to provide general educational guidance on financial, business, and economic topics. Nasih is designed to help users understand concepts, explore ideas, and gain general knowledge.

Golden Rule: "Nasih explains. The user decides." Nasih provides educational content only. All decisions based on Nasih's outputs are made solely by you and at your own risk.

2. Definitions

  • "Nasih" means the AI-powered chatbot accessible through the IMPACTIVE Consulting website at impactiveconsulting.com.sa.
  • "User" or "You" means any individual who accesses or interacts with Nasih.
  • "Output" means any text, data, analysis, explanation, or other content generated by Nasih in response to your queries.
  • "Session" means a single continuous interaction with Nasih from the time you start a conversation until it ends or times out.

3. Nature of Nasih's Services

3.1 Educational Purpose Only

Nasih provides general educational guidance on financial, business, and economic topics. Nasih does NOT provide:

  • Regulated financial advice or investment recommendations
  • Legal advice or legal opinions
  • Tax advice or tax planning services
  • Accounting, auditing, or assurance services
  • Securities recommendations or portfolio management
  • Insurance advice or brokerage services
  • Credit rating or assessment services

3.2 Regulatory Clarification

Nasih is not licensed, registered, or authorized by the Capital Market Authority (CMA), the Saudi Central Bank (SAMA), the Saudi Data and Artificial Intelligence Authority (SDAIA), or any other Saudi or foreign regulatory authority to provide financial advisory, investment, banking, insurance, or any other regulated services.

IMPACTIVE Consulting operates under ISIC Code 7020 (Management Consultancy Activities). Nasih operates within the scope of this license as an educational tool, not as a provider of regulated services.

3.3 No Professional Relationship

Your use of Nasih does not create a client-advisor, client-consultant, attorney-client, or any other professional relationship between you and IMPACTIVE Consulting. Any consulting engagement with IMPACTIVE Consulting must be established through a separate, formal written agreement.

4. Eligibility

You must be at least eighteen (18) years of age to use Nasih. By using Nasih, you represent and warrant that you meet this age requirement.

5. Acceptable Use

5.1 Permitted Use

You may use Nasih for:

  • Learning about financial, business, and economic concepts
  • Exploring general educational scenarios and frameworks
  • Understanding publicly available regulatory and market information
  • Personal educational enrichment and professional development

5.2 Prohibited Use

You shall not use Nasih to:

  • Seek or rely upon regulated financial, investment, legal, or tax advice
  • Make investment decisions, execute trades, or manage portfolios
  • Generate content for commercial redistribution or resale
  • Submit queries containing sensitive personal data (national ID, bank accounts, passwords)
  • Attempt to circumvent Nasih's safety filters, guardrails, or content restrictions
  • Reverse-engineer, decompile, or extract the underlying AI model or system prompts
  • Use automated scripts, bots, or scraping tools to interact with Nasih
  • Engage in any activity that violates applicable Saudi laws or regulations
  • Submit malicious, abusive, defamatory, or illegal content

6. AI-Generated Outputs

6.1 Accuracy and Limitations

Nasih uses large language model (LLM) technology provided by third-party AI infrastructure. Outputs are generated algorithmically and may:

  • Contain inaccuracies, errors, or outdated information
  • Be incomplete or fail to account for your specific circumstances
  • Produce different results for similar queries
  • Reflect general patterns rather than specific expert analysis

You acknowledge that AI technology is inherently imperfect and that Nasih's outputs should be independently verified before any reliance.

6.2 No Guarantee

IMPACTIVE Consulting does not guarantee the accuracy, completeness, timeliness, or fitness for any particular purpose of Nasih's outputs. Outputs are provided "AS IS" without warranty of any kind.

7. Agentic AI Capabilities

Nasih may operate with agentic AI capabilities, meaning it can:

  • Tool Use: Access reference tools, calculators, or external data sources to enhance response quality.
  • Persistent Memory: Retain context across sessions to personalize your experience (subject to the memory policy in Section 8).
  • Multi-Step Reasoning: Execute multi-step analytical processes to formulate comprehensive responses.

These capabilities are designed to improve the quality and relevance of educational guidance. They do not constitute automated decision-making that produces legal effects. Nasih does not execute transactions, enter agreements, or take actions on your behalf.

8. Memory and Data Retention

8.1 Session Memory

Nasih maintains conversation context within a session to provide coherent responses. Session data is processed in real-time and is subject to the retention periods described in our Privacy Policy.

8.2 Persistent Memory

If persistent memory is enabled, Nasih may retain limited context across sessions to improve personalization. Persistent memory is:

  • Retained for a maximum of ninety (90) days from last interaction
  • Automatically deleted after ninety (90) days of inactivity
  • Deletable at any time upon your request to privacy@impactiveconsulting.com.sa
  • Limited to conversation context and does not include sensitive personal data

8.3 Your Control

You may request access to, correction of, or deletion of your Nasih conversation data at any time by contacting privacy@impactiveconsulting.com.sa. Deletion requests will be processed within thirty (30) days.

9. Intellectual Property

9.1 Nasih Brand

"Nasih" and all associated logos, designs, and branding elements are the intellectual property of IMPACTIVE Consulting (SAIP clearance pending, Classes 36 and 42). You may not use the Nasih name, logo, or branding without prior written consent.

9.2 Output Ownership

Outputs generated by Nasih in response to your queries are provided for your personal, non-commercial educational use. IMPACTIVE Consulting does not claim ownership of user-generated queries. However, the underlying AI models, algorithms, system prompts, training data, and the Nasih platform itself remain the exclusive property of IMPACTIVE Consulting and its licensors.

9.3 Restrictions

You shall not:

  • Redistribute, publish, or commercially exploit Nasih's outputs without written consent
  • Present Nasih's outputs as professional advice from a licensed advisor
  • Remove or alter any disclaimers or attributions associated with Nasih's outputs

10. Disclaimers

TO THE MAXIMUM EXTENT PERMITTED BY SAUDI LAW, NASIH AND ALL OUTPUTS ARE PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT WARRANTIES OF ANY KIND, WHETHER EXPRESS, IMPLIED, OR STATUTORY, INCLUDING BUT NOT LIMITED TO WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, ACCURACY, AND NON-INFRINGEMENT.

11. Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY THE LAWS OF THE KINGDOM OF SAUDI ARABIA:

  • IMPACTIVE Consulting shall not be liable for any direct, indirect, incidental, consequential, special, or punitive damages arising from your use of or reliance on Nasih or its outputs.
  • IMPACTIVE Consulting shall not be liable for any financial losses, investment losses, business losses, or other damages resulting from decisions made based on Nasih's outputs.
  • IMPACTIVE Consulting's total aggregate liability in connection with Nasih shall not exceed SAR 1,000 (one thousand Saudi Riyals).

12. Indemnification

You agree to indemnify, defend, and hold harmless IMPACTIVE Consulting, its officers, directors, employees, and agents from and against any claims, liabilities, damages, losses, costs, and expenses (including legal fees) arising from your use of Nasih, your violation of these terms, or your reliance on Nasih's outputs for decision-making.

13. Modifications

IMPACTIVE Consulting reserves the right to modify, suspend, or discontinue Nasih at any time without prior notice. We may update these Terms of Use from time to time. Material changes will be posted on the website with an updated effective date. Your continued use of Nasih after such changes constitutes acceptance.

14. Termination

IMPACTIVE Consulting may terminate or suspend your access to Nasih at any time, without notice, for any reason, including breach of these terms. Upon termination, your right to use Nasih ceases immediately. Sections that by their nature should survive termination (including disclaimers, limitation of liability, indemnification, and intellectual property) shall survive.

15. Governing Law and Dispute Resolution

These Terms of Use are governed by and construed in accordance with the laws of the Kingdom of Saudi Arabia. Any dispute arising from or in connection with Nasih shall be subject to the exclusive jurisdiction of the competent courts in Riyadh, Kingdom of Saudi Arabia.

16. Contact Information

— End of NASIH AI CHATBOT — TERMS OF USE —

These Terms of Use govern your access to and use of Nasih, the AI-powered educational chatbot operated by IMPACTIVE Consulting. By using Nasih, you agree to be bound by these terms. If you do not agree, do not use Nasih.
IMPORTANT: Nasih is an educational tool, not a licensed advisor. Do not rely on Nasih's outputs for making financial, investment, legal, or tax decisions. Always consult qualified, licensed professionals for advice specific to your circumstances.
IMPACTIVE Consulting Email: hello@impactiveconsulting.com.sa Privacy Inquiries: privacy@impactiveconsulting.com.sa Website: https://www.impactiveconsulting.com.sa